Spec home construction financing for investors and builders

(800) 848-9317

You Choose: Low Interest Rate or Low Down Payment

  • Spec Loans / Spec Money from 75,000 to 10,000,000.
  • Multiple simultaneous projects ok. Build 2 ,3 or 4 homes at the same time and save a ton on costs.
  • We can provide builder finance up to 94% of the project costs.
  • If you own the lot, the lot may cover the down payment and perhaps closing costs as well.
  • If you do not own the lot, but the lot seller agrees to get paid for the lot when the home is finished then you get full credit for the lot value reducing or eliminating your down payment.
  • We have our low rate option starting at just 6.5% (very low for private money financing).
  • We have an option whereby the interest and closing costs can be wrapped into the loan. Hence no payments due during the term of the loan .
  • Soft costs can be included in the budget and disbursed at closing.
  • Incredibly friendly instant “draw” procedure, draw money same day without an inspection.
  • Loans not available in NY, VT, CA, NJ, AZ, MI, MN, ND, SD, OR, ID and UT
  • Results are not guaranteed and may vary for each borrower.

We provide builder and investor loans for speculative residential construction. We have several attractive options for you in this small niche. Please complete the form now.